Numerous people travel every year to play golf at their favorite golf resorts around the world. Unfortunately, not all of them get properly prepared for their trip. They book their flights and hotels and pay their green fees, but end up forgetting one important thing: the golfing holiday insurance. Since most types of regular holiday insurance don’t cover anything related to sports, you may want to consider taking specific insurance designed to protect you against any possible difficulties you might face when playing golf during your travels.
But what could happen to you on the golf course? The answer is pretty much anything.
Let’s begin with you. Even though you’re participating in a non-contact sport, you can still sustain a serious injury while playing. Every year, thousands of golfers end up at the hospital, due to a golfing accident.
Then there is the potential liability. If you cause damage to other players or property on the golf course, you will be held responsible for all of the expenses. As you might imagine, that can get extremely expensive if you are unlucky and hit a drive into a crowd of people or through a large plate glass window.
Then there is your own golf equipment. A good insurance policy should protect against your equipment being broken or stolen, and covers the rental costs in case you have to rent replacements for your gear. If you travel by plane a lot, you know that you always have to check your golf bag, which increases the likelihood of your equipment getting damaged or possibly even stolen.
What about those costly greens fees? If you are being prevented from playing due to the weather, accident, illness or for having to cut your vacation short due to an emergency or change in plans, the insurance will refund your green fees which are normally non-refundable.
Do you dream of finally hitting that hole-in-one? A singularly triumphant moment in any golfer’s life. But, also a very expensive one. Your golfing holiday insurance can also include a so-called hole-in-one insurance, which means that you don’t have to worry about the astronomical bar bill after hitting a hole-in-one and buying the obligatory round to everyone at the club.
Then there are those situations where fact is often stranger than fiction. Some things simply cannot be predicted, which makes them impossible to prepare for or prevent. Not long ago a golfer hit the ball into the rough and managed to hit a rock instead of the ball as he was trying to get it back on the fairway. Apparently, he created a spark, which got into the dry grass all around the area. This resulted in 150 firemen putting out a fire which destroyed twelve acres of forest. Let’s just hope that guy had insurance. How’s your coverage?
